---
title: How to Reconcile Accounts in QuickBooks
description: Reconcile your bank accounts in QuickBooks monthly.
---
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# How to Reconcile Accounts in QuickBooks
## How to reconcile your bank/credit card accounts in QuickBooks monthly.
If you maintain your books yourself, you must remember to reconcile your bank accounts every month to ensure the balances in QuickBooks are correct. Please take a look at the YouTube video below for step-by-step instructions.
---
### How to Reconcile Your Accounts in QuickBooks Online
Reconciliation is vital to managing your books in QuickBooks Online (QBO). It ensures that the transactions in QBO match your bank statements and identifies errors like duplicate entries or missing transactions. Here's how to reconcile your accounts effectively, step by step.
---
#### Why Reconcile?
Reconciling ensures the integrity of your financial records by comparing:
- Transactions in your bank statement.
- Transactions recorded in QBO.
By reconciling regularly, you can:
- Catch errors, such as missing or duplicate transactions.
- Ensure your books are accurate before preparing taxes.
---
#### Step 1: Prepare for Reconciliation
1. **Categorize and Review Transactions**
- Ensure all transactions for the previous month have been accepted and coded in QBO.
- For example, in December, reconcile November’s transactions.
2. **Obtain Your Bank Statement**
- Download or print a copy of your bank statement for the month you’re reconciling.
---
#### Step 2: Start the Reconciliation
1. **Access the Reconciliation Tool**
- Click the **Gear Icon** in QBO and select **Reconcile**.
2. **Select the Account**
- Choose the account you want to reconcile (e.g., checking, credit card, loan).
3. **Enter the Statement Details**
- Input the statement’s beginning balance, ending balance, and statement end date.
4. **Start Reconciling**
- Click **Start Reconciling** to begin the process.
---
#### Step 3: Match Transactions
1. **Compare QBO to Your Statement**
- Check off transactions in QBO that match those on your bank statement.
- Green checks in QBO indicate cleared transactions, while others need manual review.
2. **Investigate Discrepancies**
- If something doesn’t match (e.g., missing or duplicate transactions), pause to investigate.
- Avoid forcing a reconciliation if the difference isn’t resolved.
3. **Achieve a $0 Difference**
- Your goal is a zero-dollar difference between QBO and your bank statement.
---
#### Step 4: Finalize and Save
1. **Complete the Reconciliation**
- Once everything matches, click **Finish Now**.
2. **Generate a Reconciliation Report**
- Save the report for your records.
- The report includes:
- Beginning and ending balances.
- Cleared transactions.
- Unclear transactions for further review.
---
#### Tips for Success
- Reconcile monthly, ideally within the first week after receiving your bank statement.
- Add reconciliation to your admin checklist as part of your routine bookkeeping tasks.
- Investigate discrepancies immediately to avoid long-term errors.
---
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